Saturday, March 21, 2009

Perception

I just had a really interesting conversation with someone about wealth and I found it very interesting.

Has anyone read the book "The Millionaire Next Door"? You would be surprised who has money and who doesn't. Do you feel envious of people who drive really nice cars and dress in the nicest clothes and they seem to have every new electronic gadget on the market? Do you know that often what you see is a lie? How much credit card debt does this person have? Do they have a home equity line of credit? Are they thousands and thousands of dollars in debt? Do they want you or others to perceive that they are successful and more stuff makes them that way? There are exceptions to this rule and they are people who have genuinely done well and they have made good choices with their money but it is not normally that way.

I truly am proud of my frugalness. I don't have the nicest clothes or drive the nicest car but all of these items are paid for and this gives me peace of mind.
My tennis shoes have a rip in the side and they really need to be replaced. I am waiting till I have extra cash to pay for them. I refuse to put them on credit.
I am making my daughter pay for her ballet supplies and I will soon plant a victory garden so that I can cut down on my grocery costs. I know that some people think that I am strange but why does it matter? My children know all about Good Will and Savers and they know how to use coupons. I am teaching them coping skills if things get worse with our economy.

More to come...

Monday, March 16, 2009

Church yesterday and how it relates to our finances

Wow! we had a visiting speaker yesterday and his message was powerful. He discussed forgiveness and coveting what our neighbor or fellow Christian has.

Have you ever heard the phrase "why do they get all the breaks" or 'why do they get everything handed to them?"

I know that there are times when I compare my possession to the possessions of someone else. Did someone get to go on a trip and it's not in your budget? Did someone get an expensive new house or gadget and you wonder why you can't have what they have?

Do we make assumptions on how people get things? Do we question people's choices?
It's really none of our business and we need to focus on what we are doing right or wrong in our own lives.

God says that we are to be concerned about our own business and not the finances or possessions of someone else. Most American's have so much more then most people in this country and we need to be thankful for what we are blessed with.


We as an American's think that we are entitled when we aren't!

The forgiveness part of the sermon was cool too. A very Godly relative heard this sermon and told me that he harbored bitterness towards someone from over 30 years ago and he had to give up on it.

I am the same way! I am to forgive as God forgave us!


There will be lots of fun money saving stuff happening this week and I can't wait to share!


Dawn

Friday, March 13, 2009

Saving Money With Coupons Class


Good Morning,

Is this tough economy taking a toll on your budget? Have you lost your job or are you hours cut? Let me help you learn how to save hundreds of dollars a month at the grocery store. I am currently teaching classes on all the in's and outs of coupon usage.

The cost is $20.00 (which you will make back 2 or three fold after your first shopping trip)

You will learn all the inside information and their will also be snacks and door prizes. This class already is starting to fill and will be limited to the first 20. If we get too big we will move to a close by South Toledo location.

If interested please call Dawn @ 419-346-8177 or email her at:

centsable.dawntrumbull@gmail.com

I look forward to hearing from you

Dawn

Tuesday, March 10, 2009

Love this website!

I know a gal who writes a couple fabulous blogs and this is one of them. I thought I would share the link so you can go check it out.




More to come later today!

Wednesday, March 4, 2009

Check out Grocery Store Website Spotlight: Kroger & Affiliates

I want you to take a look at: Grocery Store Website Spotlight: Kroger & Affiliates

Homemade laundry soap

I have been making my own laundry soap for 6 months and it works. I make 5 jugs for what it normally would cost to buy one jug at Aldi's. I believe that I am saving 200- 300 a year and that adds up. Here is the recipe!

Now that you have assembled all the needed ingredients here is the recipe:

Homemade Laundry Soap

1/3 bar Fels Naptha or other type of soap, as listed above

½ cup washing soda

½ cup borax powder

~You will also need a small bucket, about 2 gallon size~

Grate the soap and put it in a sauce pan. Add 6 cups water and heat it until the soap melts. Add the washing soda and the borax and stir until it is dissolved. Remove from heat. Pour 4 cups hot water into the bucket. Now add your soap mixture and stir. Now add 1 gallon plus 6 cups of water and stir. Let the soap sit for about 24 hours and it will gel. You use ½ cup per load.

**A few things to note about the soap**

~The finished soap will not be a solid gel. It will be more of a watery gel that has been accurately described as an "egg noodle soup" look.

~The soap is a low sudsing soap. So if you don’t see suds, that is ok. Suds are not what does the cleaning, it is the ingredients in the soap.



Frugal Footsteps Debut Blog

Well - this is day one of my frugal mom blog. Our family has had to take some dramatic steps in order to survive the current economic climate and I would like to share them with everyone.
I hope that this will develop into a website and e-book center and teaching center. I have great aspirations for what is going to happen with this blog.

Welcome to day one of our journey and wish me luck!